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Someone who cares wants you to discover how we can help protect you and your loved ones. We’ve covered more than 750,000 families since 2015. Fill out our form below to request a quote.
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Frequently asked questions
How do I get my quote?
Theres a few steps to getting your cover
- Fill in the form
It’s just a few questions, no confusing financial jargon, and you’ll be done before the kettle’s boiled. Once you’re ready, just hit ‘send’. - Talk to us
Expect a call.
Not from a robot, but from a real person who’s here to help you find the right cover for you and your family. Our expert advisors will be there to help, after a few questions they will provide you with a quote. - Get covered, relax!
Once you’re happy the advisor can set up your cover. You’ll receive your policy documents and get access to your Tom mobile app, where you can view and manage your policy
When can I expect my quote?
After requesting a quote, one of our expert advisors will contact you within 2 hours during regular office hours. If your request is submitted outside of working hours, we will get back to you within 1 working day.
Who are Tom?
Every 20 minutes, a child in the UK loses a parent they depend on financially*. That’s why we think getting insurance can be one of the smartest things you could do to help financially protect your family. We believe no one should face financial worries while dealing with significant life events, such as the loss of a loved one or serious illness.
Our mission is to make the process of insurance as simple, quick, and straightforward as possible, so you can cross one more thing off your To Do list.
* https://www.childbereavementuk.org/death-bereavement-statistics
What is Life Insurance?
If you pass away within the term of your policy, or are diagnosed as terminally ill, your family would receive a tax-free lump sum which can be used to help pay off a mortgage, cover the bills, or simply provide them with some financial breathing space while they grieve your loss.
What is Serious Illness Cover?
Serious Illness Cover is designed to provide a one-off cash payment in the event that you become seriously ill. This money can be used to cover bills if you’re unable to work, support with medical expenses, or just provide some peace of mind that your finances are in order while you recover.
What is Income Protection?
If a broken leg stopped you from working, or you were signed off for an extended period due to mental health, Income Protection can provide up to 60% of your annual salary. Paid in monthly instalments, you can use the money to help you to stay on top of your bills until you’re well enough to return to work.
What is Health Insurance?
Health Insurance is designed to cover the costs of private medical treatment, either completely or partially (depending on your policy). You will pay a monthly premium, which will vary depending on the level of cover you’re looking for, and the amount of excess you’re willing to pay.
Contact us
Our expert advisors are on call to answer any questions
Monday – Thursday: 8:30am – 6pm
Friday: 8:30am – 4:30pm
Saturday: 9am – 1pm
Terms and conditions apply.
Policies and premiums are subject to underwriting.
The content of this site is meant to be informational, and it should not be considered financial advice. For further details and to discuss policy options, please get in touch using our “Start my free quote” form and an advisor will be in touch. Candid Insurance Services Ltd trading as Tom and Tom.co.uk is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under number 603273. registered in England and Wales, company number 07279489. Registered Office: 920 Hempton Court, Aztec West, West Almondsbury, Bristol, BS32 4SR, United Kingdom. Candid Insurance Services Ltd Licensed by the Information Commissioners Office Registration Number Z3488836. VAT: 160484711
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