What Life Insurance Do I Need?
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Level Life Insurance Cover
Your coverage amount and monthly premium stay exactly the same from day one until
your policy ends.
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Decreasing Life Insurance Cover
Your coverage gradually reduces over time, often used to match a declining mortgage balance or other debt.
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Increasing Life Insurance Cover
Your premiums increase alongside an increasing cover amount to help match inflation.
Manage your insurance policy from our app
You can now view and access your policy documents in one place, any time, anywhere. Our TOM app helps keeping on top of your insurance super simple. Manage your payments, learn about our other products and get in touch at the tap of a button.
Why Choose TOM?
Don’t just take our word for it. Hear from some of the dads just like you who chose to protect their families’ financial futures with TOM.